公积金贷款买车

来源:公积金发布时间:2024-07-12 21:58:20文章阅读:134人次

住房gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金可以用于daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款买房或者是装修等与房产相关的方面,这一点相信大家都是非常的清楚的,但是由于房价过高,很多人还没有攒够首付。这也导致现在不少人想知道住房gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金是否可以进行daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款买che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车,那么住房gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金怎样daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款买che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车,有哪些方法可以daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款买che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车?

一、住房gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款买che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车

据悉,各地个人住房gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金缴纳的基数相关标准是不一样的,职工个人缴存的住房gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金和职工所在单位为职工缴存的住房gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金,缴入个人账户,本息属于职工个人所有。既然钱是自己的,那是否就可以取出来买che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车呢?

答案是否定的。gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金的主要用途是用于购买、建造、翻建、大修自住住房,偿还购fangdai/" target="_blank">fangdai/" target="_blank">fangdai/" target="_blank">fangdai/" target="_blank">fangdai/" target="_blank">fangdai/" target="_blank">fangdai/" target="_blank">fangdai/" target="_blank">fangdai/" target="_blank">fangdai/" target="_blank">fangdai/" target="_blank">fangdai/" target="_blank">fangdai/" target="_blank">房贷款本息,补贴房租超出家庭gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">工资收入的房租等。简单来说,gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金的使用需要跟fangzi/" target="_blank">fangzi/" target="_blank">fangzi/" target="_blank">fangzi/" target="_blank">fangzi/" target="_blank">fangzi/" target="_blank">fangzi/" target="_blank">房子相关。也就是说住房gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金是不允许被用于daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款买che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车的。

二、如果买che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车缺钱,可以用以下方式:

  《个人daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款管理暂行办法》第九条,daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款人应建立借款人合理的收入偿债比例控制机制,结合借款人收入、负债、支出、daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款用途、担保情况等因素,合理确定daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款金额和期限,控制借款人每期还款额不超过其还款能力。如果买che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车缺钱,可以在考虑自身偿还能力的基础上,选择下列方式:

(1)传统银行汽che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款。传统的che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车贷在daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款额度、审批流程等方面上很严格,其手续又较为繁琐,对于购che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车者而言办理起来很麻烦,目前开展这项业务的银行不多。

(2)银行信用卡购che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车分期。这是各大银行目前主推新che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车贷方式——信用卡分期。以招行为例,只需申请一张招商银行的信用卡,再申请 “che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车购易”,银行会根据持卡人的资信状况,提升其信用卡的分期额度,以满足持卡人在指定经销商分期购买指定品牌汽che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车的需求。持卡人只需承担一定手续费,即可按月分期偿还购che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车款项。同时,不同汽che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车经销商还会不定时推出各种促销活动,减免或者降低分期手续费。

(3)汽che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车金融gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">公司daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款。基本上主流品牌都有自己的汽che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车金融gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">公司,当你购买这些品牌的che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车时,你就可以直接通过4S店向汽che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车金融gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">公司daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款。它的审批流程特别快,最快可当天提che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车,资质要求不高,各种促销很多。

而且对于希望住房gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金可以daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款买che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车的呼声也很高。但是国家依然没有开放对住房gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">daikuan/" target="_blank">贷款买che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车的政策。也就是说住房gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金是不能够用在买che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车上的,如果买che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">che/" target="_blank">车的钱不够的话是可以通过其他一些途径来处理的。

友情链接