五险一金是每个上班认识都相当重视的一方面。因为它和劳动者日常生活保障息息相关。大家每月到手的gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">工资都是交过shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">shebao/" target="_blank">社保的gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">工资，只知道交了多少，却不太了解具体是怎么算的，今天小编为大家介绍下五险一金每月交多少怎么算?
一、新出台相关规定
2016年6月，人社部就《企业年金规定》公开征求意见。规定征求意见稿下调了企业年金缴费的上限，由本企业上年度职工gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">工资总额的“十二分之一”调整为“8%”，将企业和职工个人缴费之和的上限由本企业上年度职工gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">工资总额的“六分之一”调整为“12%”;对企业缴费的分配差距做了限定，对国有及国有控股企业作出不超过5倍的规定。
从目前各地出台的方案来看，个人部分尚未下调。工薪族能得到多少实惠，还真要继续观察。在我们能拿到实惠之前，先来看看大家常说的“五险一金”究竟是啥?我们每个月都上缴了多少钱?
二、yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">养老保险
各省(区、市)个人和gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">公司缴纳比例存在差异，下面仅以北京为例：
个人和gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">公司分别按照上年度月平均gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">工资的8%和20%缴纳，必须缴满15年，tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">退休后才能按月领取yanglaojin/" target="_blank">yanglaojin/" target="_blank">yanglaojin/" target="_blank">养老金。
如果工作及参保的地方在户籍所在地，则在户籍所在地领取yanglaojin/" target="_blank">yanglaojin/" target="_blank">yanglaojin/" target="_blank">养老金，如果工作的地方不在户籍所在地，并且在该地缴纳10年以上yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">养老保险，则在工作的地方领取yanglaojin/" target="_blank">yanglaojin/" target="_blank">yanglaojin/" target="_blank">养老金，如果在多个地方工作并且累计均不满10年，则回户籍所在地领取yanglaojin/" target="_blank">yanglaojin/" target="_blank">yanglaojin/" target="_blank">养老金。
tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">退休后yanglaojin/" target="_blank">yanglaojin/" target="_blank">yanglaojin/" target="_blank">养老金的领取金额与四个因素有关：① 全省在岗职工平均gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">工资;② 个人工作历年来的指数化月平均gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">工资;③ 缴费年限;④ tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">退休时个人账户余额。
以职工月薪10000元为例，每月要缴纳的yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">养老保险为：
个人：10000乘8%=800元
gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">公司：10000乘20%=2000元
共缴：800(个人)+2000(gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">公司)=2800元
三、医疗保险
各省(区、市)个人和gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">公司缴纳比例存在差异，下面仅以北京为例：
个人和gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">公司缴纳比例分别为2%和10%，在北京地区上保的职工都会领到一个北京银行的存折，个人缴纳的这2%的部分可以随时取出来，如果不取就只能按照活期利率计息。
以职工月薪10000元为例，每月要缴纳的失业保险为：
个人：10000乘2%=200元
gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">公司：10000乘10%=1000元
共缴：200(个人)+1000(gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">公司)=1200元
所享医疗保险
门诊看病的保险起点为1800元，一年费用1800元以下不予报销，超过1800元的部分可以报销，不同级别的医院报销比例不同，其中社区医院报销90%，其它医院报销70%。
住院费用报销起点为1300元，年费用超过1300元的部分且每次住院金额达到650元才能报销，根据金额和医院的不同，报销比例也有差别，在85%-97%之间。
只交医疗保险最多可报销10万元，如果再缴3元的大病统筹险，则最多可以报销30万元。
男缴满25年、女缴满20年，在tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">退休之后可以继续享受医疗报销。
四、失业保险
个人和gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">公司的缴纳比例分别为0.2%和1%，农村hukou/" target="_blank">hukou/" target="_blank">hukou/" target="_blank">hukou/" target="_blank">户口无需缴纳。
以职工月薪10000元为例，每月要缴纳的失业保险为：
个人：10000乘0.2%=20元
gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">公司：10000乘1%=100元
共缴：20(个人)+100(gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">公司)=120元
领取条件：一是失业保险缴满1年;二是非本人意愿中断就业，也就是说是gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">公司citui/" target="_blank">citui/" target="_blank">citui/" target="_blank">citui/" target="_blank">citui/" target="_blank">citui/" target="_blank">citui/" target="_blank">辞退你才行，你自己离职了不算;三是提供各种证明材料去hukou/" target="_blank">hukou/" target="_blank">hukou/" target="_blank">hukou/" target="_blank">户口所在的街道办事处办理失业登记。
五、gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">工伤保险
gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">工伤保险只有gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">公司缴纳，缴费比例为0.5%，指劳动者在工作中或在规定的特殊情况下，遭受意外伤害或患职业病导致暂时或永久丧失劳动能力以及死亡时，劳动者或其遗属从国家和社会获得物质帮助的一种社会保险制度。
以下为2015年gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">工伤保险条例细则的部分内容：
① 从gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">工伤保险基金按伤残等级支付一次性伤残补助金，标准为：一级伤残为24个月的本人gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">工资，二级伤残为22个月的本人gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">工资，三级伤残为20个月的本人gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">工资，四级伤残为18个月的本人gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">工资;
② 从gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">工伤保险基金按月支付伤残津贴，标准为：一级伤残为本人gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">工资的90%，二级伤残为本人gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">工资的85%，三级伤残为本人gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">工资的80%，四级伤残为本人gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">工资的75%。伤残津贴实际金额低于当地最低gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">工资标准的，由gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">工伤保险基金补足差额;
③ gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">工伤职工达到tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">退休年龄并办理tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">tuixiu/" target="_blank">退休手续后，停发伤残津贴，享受基本yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">养老保险待遇。基本yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">yanglaobaoxian/" target="_blank">养老保险待遇低于伤残津贴的，由gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">gongshang/" target="_blank">工伤保险基金补足差额。
六、生育保险
生育保险个人不用缴，gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">公司缴纳比例为0.8%，无论男女都需要缴，缴满1年即可享受生育待遇，但男女职工享受的福利有所差异。
女职工：
① chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">产假：国务院《女职工劳动保护特别规定》规定：“女职工生育享受98天chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">产假，其中产前可以休假15天;难产应增加chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">产假15天;生育多胞胎，每多生育1个婴儿，可增加chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">产假15天”。目前不少地方出台的新计生条例中规定，予以女方不同天数的延长chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">产假。
② 生育津贴：在chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">产假期间企业继续向女职工发放gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">工资，标准是以上年度个人gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">工资和gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">公司平均gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">工资两者之间的高者计算。如果gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">公司全体员工上年度平均月gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">工资是8000元，你的gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">工资是1万元，按照1万元计算;如果你上年度的月平均gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">gongzi/" target="_blank">工资是8000元，gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">公司全体员工是1万元，仍按1万元计算。生育津贴不用缴geshui/" target="_blank">geshui/" target="_blank">geshui/" target="_blank">geshui/" target="_blank">geshui/" target="_blank">geshui/" target="_blank">geshui/" target="_blank">geshui/" target="_blank">geshui/" target="_blank">geshui/" target="_blank">geshui/" target="_blank">geshui/" target="_blank">geshui/" target="_blank">个税。
③ 生育医疗费：指女职工的检查费、接生费、手术费、住院费和药费由生育保险基金支付，但是通常设有上限，比如北京地区是1400元，超出此部分要自己承担。
男职工：享受10天陪chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">chanjia/" target="_blank">产假和津贴。
七、住房gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金
住房gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金，是指国家机关、国有企业、城镇集体企业、外商投资企业、城镇私营企业及其他城镇企业、事业单位、民办非企业单位、社会团体及其在职职工缴存的长期住房储金。
住房gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金是由个人和gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">公司按照相同比例缴纳，个人部分缴纳部分由gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">公司代扣后，连同gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">公司缴纳的一同存入住房gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金个人账户中。目前各个城市缴纳比例有所不同，以一线城市为例，北京为12%，上海为7%，而深圳和广州为20%。
以北京为例，某职工月收入10000元，那么他每月的住房gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金数额是：
个人：10000乘12%=1200元
gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">公司：1200元
每月gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金总额：1200(个人)+1200(gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">gongsi/" target="_blank">公司)=2400元
住房gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金政策近年来有所放款，其中住建部下发的相关政策(《关于放宽提取住房gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金支付房租条件的通知》)显示，职工连续足额缴纳住房gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金满3个月，本人和配偶便可以在缴存城市，无自有住房且租赁住房的情况下，可提取夫妻双方住房gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">gongjijin/" target="_blank">公积金支付房租。但具体可提取的额度，由各地方政府规定。